Financial Worries Dog Older Workers – It’s surprising how little press the results of a survey released on 9/29/09 by AARP received from the press.  According to AARP, ages 45-64 are one worried group faced with increasing job losses, retirement worries (not enough money) and continual difficulty in paying for basic items.  David Certner, Legislative Policy Director at AARP said, “Even before the economic downturn, the 45-64 population was a high anxiety group.  They were supposed to be preparing for their own retirement and they are worried about other generations, as well.”  This is just another sad example of how deficient our schools, universities and colleges have been in teaching a basic, hands-on practical financial education so that all people don’t fall prey to the high fees, conflicts of interest and self-dealing of big Wall Street firms and financial planning firms who make the public believe that financial planning is a very complicated process.