Robert Kiyosaki and Donald Trump wrote the book “Why We Want You To Be Rich” about the shrinking middle class.  The book became a New York Times best seller and concluded there may come a day when the middle class is no more because it continues to implode itself.  Consider the following statistics:

1.  The average family is approximately one to two months from bankruptcy.

2.  Until 2009, the savings rate has dropped to zero from 11% of take home pay in 1970, even as the family added Mom as a breadwinner.

3.  Until 2009, of every $100 spent by consumers, nearly $43 is by the use of credit and approximately 80% spends $1.05 for every dollar they make and is upside down on debt to equity.

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